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Important Privacy Information

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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Fill Out Our Online Finance Application and Get Pre-Approved in Richlands, VA

Imagine if you met a dealership that intentionally made things harder for its customers. Higher prices! Unhelpful staff! More roadblocks to gum up the purchasing process. Wherever that imaginary dealership might reside, it's not with us. When you work with Ramey Automotive Richlands, you'll find tools galore aimed at making your experience an easier one.

This includes an intuitive online credit application. Our application can be filled out from the comfort of home and offers a user-friendly way to learn more about your options for loans and leasing.

Why Should I Apply for Financing Online?

It's a good question, and you absolutely have the option to apply in person at our finance center when, as well. Applying online, however, does offer some very real benefits. First and foremost, it saves you time. You can input all your information at your own pace, without feeling rushed or pressured. Many Abingdon, VA customers find it less stressful to complete their initial application from the comfort of home rather than at a dealership.

Another advantage is that your online application allows us to review your information ahead of time and start exploring potential financing and leasing options before you ever step foot in the dealership. That way, when you come in to look at vehicles, you'll already have an idea of the deals available for you.

What Information is Required to Apply Online?

Our secure credit application will ask for some basic key details that our finance experts need to confirm your eligibility. You'll need to provide personal information like your name, date of birth, social security number, and current contact information.

The application will also ask about your employment history and income. Lenders want to see that you have a steady job and reliable income to ensure you can pay for your monthly car payments. Be prepared to list your employer, occupation, time at your current job, and monthly earnings.

What Happens After I Submit My Online Application?

Once you click "submit," your completed online finance application will be sent to our team at Ramey Automotive Richlands for review. We'll use all the provided details to determine what financing terms and options you qualify for. Our goal is to get you approved for an auto loan or lease that realistically and comfortably fits with your budget.

After reviewing your application, we'll reach out to discuss the next steps in the process. If you're approved, we can go over the loan specifics and help you finalize the deal. Then you can come visit our dealership in Richlands, VA to complete any final paperwork and drive home in your new or pre-owned vehicle. We look forward to working with you to make your car-buying experience as smooth and enjoyable as possible.

Have Questions? Reach Out and Get Started at Ramey Automotive Richlands Today!

Our credit application is designed for ease of use. If you have any questions while filling out our online auto finance application, don't hesitate to contact us at Ramey Automotive Richlands for assistance. Our friendly and knowledgeable financing experts would be happy to walk you through the process and get you through any trouble spots.

We're committed to customer satisfaction and will go the extra mile to help you and all the rest of our Lebanon, VA customers enjoy the car shopping experience they deserve. For all your driving needs and more, reach out to our dealership. We take pride in our status as a vehicle resource for drivers in Bluefield, WV and Grundy, VA. Apply for financing online today to get started!

Disclaimer: The Manufacturer’s Suggested Retail Price excludes tax, title, license, dealer fees and optional equipment. Dealer sets final price.

1Dealer Discount applied to everyone